Do you know how your employer contributes to your pension?

Your employer’s contributions to your pension are deposited into your pension account with Nordea Liv. The pension contributions are normally placed in an investment profile that is designed for pension saving. Your pension payments depend on four factors - look under:

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1. The amount your employer pays into your pension scheme Åpnes i nytt vindu

The amount paid by individual employers for their employees can vary greatly. Here you can see exactly how much your employer has contributed to your pension:

Your pension plan Åpnes i nytt vindu

2. How your money is invested Åpnes i nytt vindu

Your employer choose an investment profile for all employers. This may not necessarily be the most suitable investment profile for you. Therefore, you can choose how to invest your pension savings yourself (if you are older than 18 years).

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3. How long your money can grow before you retire Åpnes i nytt vindu

The longer it is until you retire, the more time there is to achieve a good return from your pension savings. Did you know that your pension will be considerably lower if you retire and start drawing it from the age of 62?

Calculate the effect Åpnes i nytt vindu

4. How much you save for your pension Åpnes i nytt vindu

For many the Norwegian National Insurance Scheme and their pension from their employer will amount to about 50 % of their current salary. The sooner you start saving, the more you can receive when you retire. There are different options..

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Do you know how your pension is composed?

The Norwegian pension system is three-fold: pension from the National Insurance, pension from your employer and what your own savings.

Pensjonsillustrasjon

Private savings
Is the pension from the National Insurance and your employer enough for you? Use our tools that gives you an overview over what you can expect to receive in pension. You can then make the right choices for your own pension savings. Read more about own savingsÅpnes i nytt vindu

Retirement from current and former employers 
Your employer saves a minimum of 2 % of your salary between 0 – 12 G to your pension. When you change jobs, you usually receive a pension capital certificate. Read more about pension from your employerÅpnes i nytt vindu

National Insurance Scheme 
The National Insurance is the foundations of our pension system. The pension from the National Insurance ensures that you have an income the day you retire. The pension is based on how much you have earned during your work career. For many, this will not amount to more than 50 % of today's salary. Read more about the National Insurance Scheme

Wondering what your future pension looks like?

We get your figures from the National Insurance Scheme, former and present employers and what you save at Nordea Liv.

Get an overview today Åpnes i nytt vindu